Find the Right Medicare and Health Insurance in Colorado
Broomfield-based brokers serving all of Colorado.
We help you compare coverage options, understand costs, and enroll with confidence.
Local Colorado brokers (Broomfield office, statewide service)
Medicare + Individual & Family + Employer benefits support
Clear plan comparisons: networks, prescriptions, total cost
Support beyond enrollment (questions, changes, renewals)
Phone or virtual appointments
Start Here
Choose what you need help with—then we’ll guide you to the best next step.
Turning 65 / Medicare
Compare Medicare Advantage, Medigap, and Part D with clear tradeoffs.
Individual & Family (Marketplace + Off‑Marketplace)
Get help understanding options, costs, and enrollment timing.
Employer Group Benefits
Small business benefits guidance, renewals, and cost strategy.
Supplemental & Life Insurance
Add-on protection and coverage planning based on your goals.
Why work with a broker?
We compare plan options and explain real-world tradeoffs.
We help you evaluate total cost (premium + deductible + max out-of-pocket).
We help you avoid common enrollment mistakes and timing issues.
You get a real person to call when questions come up.
In many cases, plan pricing is regulated and your premium may be the same whether you enroll directly or work with a broker. If any fees or special situations apply, we’ll explain them upfront.
Book a free consult
Choose the type of help you need and pick a time that works.
Medicare
Individual & Family
Employer Benefits
Prefer to talk first?
Wondering if you can enroll right now?
Evergreen guidance:
- Medicare Open Enrollment typically runs Oct 15 – Dec 7 each year.
- Marketplace Open Enrollment typically runs Nov 1 – mid‑January.
- Outside Open Enrollment, you may qualify for Special Enrollment after certain life events.
What Colorado clients say
Chip, Heidi & Kelsey are the best. We use them for all our company medical benefit needs and they're excellent to deal with. Very responsive, very knowledgeable.
Quin-Lee Ng
Kelsey is amazing! She goes above and beyond to find you the best coverage at an affordable rate. She understands the insurance industry and makes the process of finding health insurance and enjoyable one. I highly recommend her.
Heather Vipond
Highly recommend if you are looking for assistance navigating the vast health insurance landscape! Was able to schedule a call and speak with Chip, who is knowledgeable and a straight shooter!
John Gargaro
Being a 26 year old with no idea of where to start for health insurance, Kelsey at Kelmeg and Associates helped me out tremendously. She worked with me to help me find the best insurance that would save me the most money overall. Highly recommend Kelmeg and Associates!
Lauren Finamore
I have done business with kelmeg andassociates for a many years now. Everyone there has been extremely helpful and informational, with all my health insurance needs and questions! I recommend them to all me friends and family that needs heath insurance!
Jesse Smith
Kelsey is the best! She is so helpful and responsive. It’s so nice to have someone who knows what’s going on and will do everything to make sure you are taken care of.
Piper Griffeeney
Serving all of Colorado (Broomfield-based)
We work with individuals, families, and businesses across Colorado—from the Denver metro to communities statewide.
Frequently Asked Questions
Does it cost more to work with a broker?
In many cases, premiums are the same whether you enroll directly or work with a broker. If any special situations apply, we’ll explain them upfront.
What should I have ready for a consult?
Bring your doctors list, prescriptions, preferred pharmacies, basic household info, and any employer/Medicare details you have.
Can you help if Open Enrollment is closed?
Yes. Depending on your situation, you may qualify for Special Enrollment or other options.
Do you help small businesses with renewals and plan strategy?
Yes. We help evaluate options, costs, and renewal planning for employer benefits.
How do I get started?
Book a free consult or call (303) 466-9575.
Ready to get clear on your options?
Tell us what you’re trying to solve, and we’ll help you find a confident next step
Important information
- Information on this site is for general guidance and isn’t medical or legal advice.
- Plan availability, eligibility, and enrollment timelines can vary. We’ll confirm details during your consult.
