We just want to thank you for all you've done to get our Medicare mess straightened out. "   -Hal and Phyllis, Denver Colorado February 18, 2014

Medicare and You

Your life, your options, and the right coverage to keep you healthy



If you're 65 or older, you're eligible for Medicare benefits.   Let us help navigate the Medicare Options which are right for you whether it's Part A, B, C, D (prescription drug benefit plan), Medicare Advantage,  Medicare Supplement, and Silver Sneakers.  Please fill out the form below so we can customize a plan that's right for you. 

Call Us:  (303)466-9575

Original Medicare which is administered directly by the federal government (and is the way most people get their Medicare) has two parts:
  1. Part A (Hospital Insurance) covers most medically necessary hospital, skilled nursing facility, home health and hospice care. It is free if you have worked and paid Social Security taxes for at least 40 calendar quarters (10 years); you will pay a monthly premium if you have worked and paid taxes for less time.
  2. Part B (Medical Insurance) covers most medically necessary doctors’ services, preventive care, durable medical equipment, hospital outpatient services, laboratory tests, x-rays, mental health care, and some home health and ambulance services. You pay a monthly premium for this coverage.

Medicare Part D (outpatient Prescription Drug Insurance) is the part of Medicare that provides outpatient prescription drug coverage. Part D is provided only through private insurance companies that have contracts with the government—it is never provided directly by the government (like Original Medicare is). Part D is optional for most people; whether you should take it depends on your current drug coverage and needs.

If you want Part D, you must choose Part D coverage that works with your Medicare health benefits. If you have Original Medicare, choose a stand-alone Part D plan.

Source: http://www.medicareinteractive.org